Maxyfi Privacy Policy

Maxyfi (Maxyfi LLC), a fin-tech company, has developed and makes available a SaaS-based product that uses analytics and process automation to manage sales invoices and provides a neat dunning process for effective collection of payment dues of the organizations.

This Privacy Policy describes our privacy practices with respect to the personal information of individuals who represents the businesses to which we may market and provide our Services, including the information we collect on this website and from individuals who are our customers" authorized users, and from other sources.

Any information covered by this Privacy Policy, including information about visitors to our website, is treated as pertaining to individuals acting as business representatives, rather than as individuals acting in their individual capacity.

As part of our Services, we provide personal information to our business customers on their behalf as a service provider. The information that we collect from consumers is not covered by our Privacy Policy.

Personal Data We Collect :

• Contact information, including your first and last name, email address, state, and phone number.
• Communications that we have with you, such as inquiries, feedback, or other communications.
• Marketing data such as your preferences for receiving our marketing communications, and details of how you engage with them.
• Any other information not specifically described here, which we will use in accordance with this Privacy Policy or as otherwise disclosed to you.

Automated Data Collection:

During your interaction with the Service, we and our service providers may automatically log information about you, your computer or mobile device, as well as:

• Device data, such as your computer or mobile device's operating system type and version, manufacturer, model, browser type, screen resolution, RAM and disk size, CPU usage, device type (e.g., phone, tablet), IP address, unique identifiers (including advertising-related identifiers), language settings, mobile device carrier, radio/network information (e.g., WiFi, LTE, 4G), and general location information such as city, state, or geographic area.
• You may provide us with online activity information, such as pages or screens you view, how long you stay on a page or screen, the website you visited before accessing our website, navigation paths between pages or screens, information about your activity on a page or screen, access times, and duration of access, and whether you open our marketing emails or click links within them.
• Cookies, which are text files that websites store on a visitor's device to identify the visitor's browser, or to store information or settings in the browser for the purpose of helping you navigate between pages efficiently, remembering your preferences, enabling functionality, helping us analyze user activity and patterns, and facilitating online advertising.
• Local storage technologies, such as HTML5, provide cookie-like functionality but can store additional data outside of your browser, including on your device.
• Web beacons, also known as pixel tags or clear GIFs, are used to demonstrate that a webpage or email has been viewed or clicked, or that certain content has been viewed.

Public Sources:

Personal information you provide maybe combined with personal information we obtain from public sources, such as social media platforms.

How your personal information is used by us?

Unless otherwise stated at the time of collection, we use your personal information for the following purposes:

Service Delivery

We use your personal information for the following purposes:

1. Providing, operating, and improving our services and business.
2. Communicate with you about the Services, including by sending announcements, updates, security alerts, and support and administrative messages.
3. Provide support for the Services, and respond to your requests, questions and feedback.

Research & Developement Part

As part of these activities, we may create aggregated, de-identified or other anonymous data from personal information we collect. We may use this anonymous data and share it with third parties for our lawful business purposes, including to analyze and improve the Services, and promote our business.

Marketing & Advertising

We may collect and use your personal information for marketing and advertising purposes, including:

We may send you direct marketing communications as permitted by law, including by email. We engage our advertising partners, including third party advertising companies and social media companies, to advertise our and our customers" and partners" Services.

We and our advertising partners may use cookies and similar technologies to collect information about your interaction (including the data described in the “Automatic data collection” section above) over time across the web, our communications and other online services, and use that information to serve online ads.

COMPLIANCE AND PROTECTION

We may use your Personal Information to:

1. Comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas or requests from government authorities.
2. Protect our, your or others" rights, privacy, safety or property (including by making and defending legal claims).
3. Audit our internal processes for compliance with legal and contractual requirements and internal policies
4. Enforce the terms and conditions that govern our website and services.
5. Prevent, identify, investigate and deter fraudulent, harmful, unauthorized, unethical or illegal activity, including cyberattacks and identity theft.

How We Share Your Personal Information?

Your personal information may be shared with:

Affiliates

In accordance with this Privacy Policy, we may share information with our corporate parent, subsidiaries, and affiliates.

Service providers

Companies and individuals who provide services on our behalf or assist us with operating our Services (such as hosting, IT, customer support, email delivery, and website analytics).

Advertising partners

Third-party advertising companies, including for interest-based advertising described above, that may collect information on our website through cookies and other automated technologies.

Professional advisors

Professional advisors, such as lawyers, auditors, bankers and insurers, where necessary in the course of the professional services that they render to us.

Authorities and others

Law enforcement, government authorities, and private parties, as we believe in good faith to be necessary or appropriate for the compliance and protection purposes described above.

Business transferees

Acquirers and other relevant participants in business transactions (or negotiations for such transactions) involving a corporate divestiture, merger, consolidation, acquisition, reorganization, sale or other disposition of all or any portion of the business or assets of, or equity interests in, Maxyfi or our affiliates (including, in connection with a bankruptcy or similar proceedings).

What are your data protection rights?​

Our Company would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

• The right to access – You have the right to request Our Company for copies of your personal data.
• The right to rectification – You have the right to request that Our Company correct any information you believe is inaccurate. You also have the right to request Our Company to complete information you believe is incomplete.
• The right to erasure – You have the right to request that Our Company erase your personal data, under certain conditions.
• The right to restrict processing – You have the right to request that Our Company restrict the processing of your personal data, under certain conditions.
• The right to object to processing – You have the right to object to Our Company’s processing of your personal data, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact our Data Protection Officer or
Email us at: joshy@maxyfi.com
Call us: +91-6379089822

Consent Management:

Obtaining Consent:

When you visit our website or platform, we will request your consent before collecting any personal information. Clear and easily understandable explanations will be provided regarding the purpose and scope of data processing activities. You have the right to grant or deny consent.

Modification of Consent:

If you wish to modify your consent for data processing,You can do so easily by contacting our DPO or our helpline. Modification will not affect the lawfulness of any processing based on prior consent.

Withdrawal of Consent:

If you wish to withdraw your consent for data processing, you can do so easily by contacting our DPO or our helpline. Withdrawal will not affect the lawfulness of any processing based on prior consent.

By incorporating this consent management facility, we aim to empower you with control over your personal data, ensuring transparency and compliance with privacy regulations.

Data Breach Procedure and Reporting Time Period:

In the event of a data breach, we follow a stringent procedure to mitigate and address the incident promptly. Our response includes identifying the breach, containing its impact, assessing affected data, notifying relevant authorities, and communicating transparently with affected individuals. We conduct thorough investigations to understand the extent of the breach and implement corrective measures to prevent recurrence.

Any detected data breach will be reported to relevant authorities and affected individuals within 72 hours of its identification, in compliance with applicable data protection regulations.

Data Protection Officer(DPO) and their responsibilities:

DPO Contact Info

Name : Joshy Varoky Francis

Email: joshy@maxyfi.com

Contact: +91-6379089822

DPO Roles and Responsibilities:

• Oversee the implementation of data protection policies and procedures.
• Ensure the organization’s compliance with data protection regulations.
• Conduct risk assessments related to data processing activities.
• Serve as a point of contact for data subjects and supervisory authorities.
• Monitor data security measures, investigate breaches, and enforce staff training to uphold data security.

Options Of Your Choice

Opting Out Of Marketing Communications :

By following the opt-out or unsubscribe instructions included in the marketing communications we send you, you can opt-out of marketing-related communications.

Online Tracking Opt-out :

There are a number of ways to limit online tracking, which we have summarized below:

Blocking Cookies In Your Browser

Cookies used for interest-based advertising can generally be removed or rejected by most browsers. You can do this by changing your browser settings. Most browsers accept cookies by default until you change them. You can learn more about cookies at www.allaboutcookies.org, including how to see what cookies have been set and how to manage and delete them.

Blocking Advertising ID Use In Your Mobile Settings:

Depending on the settings on your mobile device, you may be able to limit the use of your advertising ID for interest-based advertising.

Using Privacy Plug-ins or Browsers :

By using a browser with privacy features, such as Brave, or installing browser plugins like Privacy Badger, Ghostery, or uBlock Origin, and configuring them to block third party cookies and trackers, you can prevent our websites from setting cookies used for interest-based ads. By downloading and installing the browser plug-in available at: https://tools.google.com/dlpage/gaoptout, you can opt out of Google Analytics as well.

Platform Opt-outs:

The following advertising partners offer to opt out features that let you opt out of use of your information for interest-based advertising:

1.Google: www.adsettings.google.com

2.Facebook: www.facebook.com/about/ads

3. Twitter: www.twitter.com/settings/personalization

Advertising Industry Opt-Out Tools:

Additionally, you can opt out of companies using your information for interest-based advertising by using these opt out options:

1. Digital Advertising Alliance for Websites: www.aboutads.info
2. Digital Advertising Alliance for Mobile Apps: http://youradchoices.com/appchoices
3. Optout.networkadvertising.org: Network Advertising Initiative

Note that because these opt out mechanisms are specific to the device or browser on which they are exercised, you will need to opt out on every browser and device that you use.

Do Not Track

Some Internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to "Do Not Track" or similar signals. To find out more about "Do Not Track," please visithttp://www.allaboutdnt.com.

Other Sites And Services

Our Services may contain links to websites and other online services operated by third parties. In addition, our content may be integrated into web pages or other online services that are not associated with us. These links and integrations are not an endorsement of, or representation that we are affiliated with, any third party. We do not control websites or online services operated by third parties, and we are not responsible for their actions.

Security

We employ a number of technical, organizational and physical safeguards designed to protect the personal information we collect. However, no security measures are fail-safe and we cannot guarantee the security of your personal information.

Children

The Services are not intended for use by children under 18 years of age. If we learn that we have collected personal information through our Services from a child under 18 without the consent of the child"s parent or guardian as required by law, we will delete it.

Changes To The Privacy Policy

We reserve the due right to modify this Privacy Policy at anytime. If we make material changes to this Privacy Policy, we will notify you by updating the date of this Privacy Policy and posting it on the website.

Way To Reach Us

You can contact us via email at support@maxyfi.com or through this mailing address.

Maxyfi, LLC1, East Erie Street, Suite 525-4595, Chicago, IL 60611

When you visit or log in to our website, cookies and similar technologies may be used by our online data partners or vendors to associate these activities with other personal information they or others have about you, including by association with your email or home address. We (or service providers on our behalf) may then send communications and marketing to these email or home addresses. You may opt out of receiving this advertising by visiting https://app.retention.com/optout